Health Insurance In Germany

Health insurance is required even for short term stays in germany. People in paid employment or in vocational training including trainees and apprentices who earn less than 60 750 per year 2019 figures are covered by the public healthcare system.

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International health insurance is available for anyone who s living in germany that wants global health coverage where you can fly back to your home country and get treatment or keep the plan when you move to a new country.

Health insurance in germany. Otherwise no visa will be issued. In germany there are two parallel health insurance systems. Health insurance in germany is split in several parts.

Both eu and non eu nationals working in germany are subject to compulsory state health insurance known as statutory sickness insurance or gesetzliche krankenversicherung gkv. You can opt for a full private health insurance plan if your income is above the threshold amount of 64 350 euros gross salary in 2021 if you are self employed not employed a mini. The government regulated public health insurance scheme gkv private health insurance from a german or international insurance company pkv or a combination of gkv and supplemental pkv.

As well as public and private healthcare health insurance coverage for eu citizens living in germany for the short term can come in the form of an ehic european healthcare insurance card issued from an applicable eu country. A state health insurance is run by german government. More information about this system can be found in our chapter on social security.

Yes it is compulsory for every resident in germany to be covered by healthcare insurance. Since 2009 every person with a permanent place of residence in the federal republic of germany has been obliged to take out health insurance. Note that health insurance in germany is part of the social security system.

Statutory and private health insurance. The largest part of 89 of the population is covered by a comprehensive health insurance plan provided by statutory public health insurance funds regulated under specific the legislation set with the sozialgesetzbuch v sgb v which defines the general criteria of coverage which are translated into benefit packages by the federal joint committee. If you are working in germany and make less than 5 062 50 euros a month get public health insurance.

You have three options for health insurance while living in germany if you are required to show proof of health insurance.

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